Home loans
A home loan is a mortgage used to purchase a property, where the property itself serves as collateral. It typically involves monthly payments over a set term with a fixed or adjustable interest rate.
We can help you find the best home loan to fit your needs, whether you're buying your first home or refinancing an existing one. Let’s secure the best rate and terms for your dream home!
Refinancing
Refinancing involves replacing your current mortgage with a new one to lower your interest rate, reduce payments, or tap into home equity, helping you save money and improve financial flexibility.
Ben and the team at Atmosphere Capital, can help you explore refinancing option to lower payments, shorten your loan term, or access home equity, whatever works best for your goals. Let’s find the best deal for you!
Investment home loans
An investment loan is a mortgage used to purchase property for rental or investment purposes. It typically comes with specific terms and interest rates tailored to property investors.
We can help you find the right investment loan to grow your portfolio. Whether you're buying rental properties or expanding your investments
Commercial Property Investment
Commercial property investment loan is a mortgage used to purchase, refinance, or develop commercial real estate. It typically offers terms and rates suited to business investors looking to generate rental income or capital gains.
We can help you secure the right commercial property investment loan to grow your business portfolio. Let’s find the best lender, rates and terms to match your expectations.
Working capital loans
e.g. trade loans
A working capital trade loan is a short-term loan designed to help businesses manage their day-to-day operations, cover expenses, and fund trade activities, such as purchasing inventory or paying suppliers.
Atmosphere Capital will help you secure the right working capital trade loan to keep your business running smoothly. Let us work out the best options to support your cash flow and business growth needs.
Business loans
A business loan provides funding to help businesses cover expenses, expand operations, or invest in new opportunities. It offers flexible terms and interest rates tailored to the needs of the business owner.
As your finance brokers, we will help you find the ideal business loan to fuel your growth and cover operational costs. Let’s explore the best loan options to support your business goals and ensure long-term success.
Development loans
A development loan is a short-term loan used to finance property development projects, such as construction or renovations. It provides funding for land acquisition, construction costs, and project-related expenses.
Ben and the team can help you secure the right development loan to bring your project to life. Whether you’re building, renovating, or expanding, we can navigate the finance maze with you to find the best terms and rates to support your development goals.
Debt advisory
Debt advisory provides expert guidance to help businesses or individuals manage and restructure their debts, improve cash flow, and develop strategies to reduce financial stress and liabilities.
With over 47 years of combined finance experience, Our Team of finance experts can offer personalised debt advisory services to help you manage and restructure your debts effectively. Together, we’ll create a plan to reduce your financial stress and put you on the path to financial stability.
Asset and equipment finance e.g. cars, trucks, machinery etc
Asset or equipment finance is a loan designed to help businesses purchase or lease equipment and assets, such as machinery, vehicles, or technology, with flexible repayment terms tailored to the business’s needs.
Atmosphere Capital can assist you in secure the right asset or equipment finance to support your business operations. Let’s find the best loan options to equip your business with the tools it needs to succeed.
Lenders
