Our team of experienced finance professionals is dedicated to helping you leverage your personal, business or property assets to fuel growth. We believe that securing the right financial solutions should be straightforward and stress-free, and we pride ourselves on delivering finance with minimal fuss.
We’re committed to building long-term relationships with our clients, taking the time to truly understand your financial goals. We don’t just secure your finance; we regularly monitor and review your solutions to ensure they remain the best options available in the market.
With access to a wide range of finance options, both from traditional banks and non-bank lenders, we’re confident we can find the perfect solution for you. Whether you’re a first home buyer, a current homeowner, a business owner, property investor, or property developer, we’d love to hear from you and help you reach your financial goals.
At Atmosphere Capital, we’re here to simplify your financial journey, one solution at a time.

FOUNDER
Ben Henri
Ben Henri is the Founder of Atmosphere Capital, a business he established in 2021. With a deep passion for sharing his extensive lending expertise, Ben created Atmosphere Capital to help clients achieve their financial goals through tailored, knowledgeable advice.
Ben's impressive career spans 20 years as both a Professional Accountant and Banker. He spent 15 years at ANZ Bank, where he built a reputation for delivering exceptional service and results for his clients. With a wealth of experience in banking products across various sectors—from large businesses to small enterprises, property investment, and property development—Ben's knowledge is complemented by his qualifications as a CPA. This unique blend of skills makes him a trusted expert in navigating the finance industry.
In 2024, Ben was recognised by MPA as one of Australia’s Top 10 Commercial Brokers and was awarded the prestigious Platinum Elite Broker status by the Loan Market Group. Outside of his professional life, Ben is a passionate supporter of the Geelong Cats and enjoys spending quality time with his friends and family.


Commonwealth bank


DIRECTOR OF FINANCE
Teresa Henri
Teresa Henri is the Director of Finance at Atmosphere Capital, bringing with her 25 years of experience from one of the Big Four banks. Throughout her career, Teresa has worked across various banking segments at the ANZ, including Retail, Business Banking, and Corporate Banking, with a specialised focus in Personal Banking, Residential Lending, Commercial Lending, and Transactional Banking.
Known for her unwavering passion for her clients, Teresa is dedicated to providing tailored solutions that not only meet her clients’ immediate needs but also align with their long-term financial goals. Her commitment to delivering exceptional service and strategic advice makes her a trusted advisor in the finance industry.
Outside of her professional life, Teresa is a proud mother of three beautiful children. She enjoys all things related to beauty, cooking, and hosting, and stays active to maintain her fitness. Teresa loves spending quality time with her husband and family, cherishing the moments that matter most.